Young Adults

You are ready for the next big step, are your finances? Some of life’s most important milestones occur between the ages 18 – 25; buying your first car, graduating from high school or college, getting married and starting a family. A JOURNEY account at CPM Federal is exactly what you need to help set your future goals in motion!

Journey Checking

• Member must be between the ages 18-25.

• No minimum account balance requirement.
• No monthly service charge or per check fee.
• Free VISA Debit Card.
• Free ONLINE banking.
• Free Telephone banking.
• Easy transfers for parents, one-time or on a recurring basis free of charge.
• Overdraft available.

Journey Savings

• Savings Account-

Try to consider this account as safety net as well as a saving for account, that way whether you are purchasing a “rainy day” item or a new transmission for your vehicle the funds are available.

• Christmas Club –

Holiday shopping made simple and a little less stressful. Save year round to cover the expenses the holidays bring; after all you are no longer one of the “kids” and the gift giving rules have changed!

• Youth Certificate –

Your parents were right, money doesn’t grow on trees! However, you can watch it grow in a Certificate Account.

•Minimum $100 opening deposit

•Terms of 3 months to 2 years.

•$3,000 maximum certificate amount.

•Dividends may be added to principal or withdrawn at any time without penalty.