Savings Certificates

 

 


We pride ourselves on having flexible products, and our Savings Certificates are a great example of flexibility! Not only do we offer great rates, but our terms range from 3 months to 60 months and only require a $250 opening deposit.  Save the way you want by opening the Savings Certificate of your choice!

 

 

Certificates (CDs/IRAs) (Last Modified: Jun 17, 2010)

DescriptionTermDividend RateAPY (Annual Percentage Yield)
Certificates1 month0.50% 0.50%
3 months.75%.75%
6 months.95%.95%
12 months1.00%1.00%
24 months1.25%1.26%
36 months1.35%1.36%
48 months1.45%1.46%
60 months1.50%1.51%
Certificates (IRA)12 months1.00%1.00%
24 months1.25%1.26%
36 months1.35%1.36%
Savings IRA
(No minimum balance)
N/A0.20%0.20%

Minimum deposit for IRA Certificate Accounts - $250.00
Rates are fixed for the term of the Account.
A Penalty may be imposed for early withdrawal.
Members over 55 years of age will have .25% added to the above rates. New certificates greater than $50,000 will receive an additional .25%.
Youth - minimum deposit of $100. 3 months - 2 years terms. $3,000 maximum certificate amount. Dividends may be withdrawn at any time without penalty or added to principal. Penalty for early principal withdrawals.

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