Checking Accounts
Thrifty Checking Accounts
No minimum balance required. No service charges. No per item fees. Automatic overdraft protection from Share Savings Account. Three free boxes of checks per year. Monthly statement rendered.
Regular Checking Accounts
Minimum balance $200.00. No per item fee. $3.00 monthly fee only if balance falls below $200.00. Dividends paid quarterly. Automatic overdraft protection from Share Savings account. Three free boxes of checks per year. Monthly statement rendered.
Money Market Checking Accounts
Minimum balance $2,000.00. No per item fee. No monthly fee as long as $200.00 balance is maintained. Dividends paid monthly. Automatic overdraft protection from Share Savings Account. Three free boxes of checks per year. Monthly statement rendered.
Free Checking 50+
Free basic checks for members over 50 years of age. Members may elect other styles of checks but will be charged the difference in cost over the cost of basic checks. Check charges deducted from account.
Overdraft Protection Loan
$1,000.00 line of credit accessed only if funds are not available in checking account. No service fees. Can be set up on payroll deduction.
Checking Account (Current as of Jan 29, 2010)
| Description | Balance | Dividend Rate | APY (Annual Percentage Yield) |
|---|---|---|---|
| Share Draft | $200.00+ | 0.05% | 0.05% |
| Thrifty ShareDraft | No minimum balance. | No Dividends Paid | No Fees Charged Except Cost to Print Checks |
| Money Market Checking Accounts | $200.00 - 1999.00 | 0.05% | 0.05% |
| $2,000.00+ | 0.50% | 0.50% | |
| 1.00% | 1.00% - Now through February 26th! | ||
| Super Duper Money Market | $200.00 - 1,999.00 | 0.05% | 0.05% |
| $2,000.00 - 14,999.99 | 0.50% | 0.50% | |
| $15,000.00+ | 0.75% | 0.75% | |
| 1.00% | 1.00% - Now through February 26th! |
Accounts and Share Draft (checking) Accounts are earned on the average daily balance and posted quarterly. Rates listed above are subject to change after the account is opened. Dividends on Money Market and Super Duper Money Market Accounts are earned on the average daily balance and posted monthly. Certain fees may apply and may reduce earnings.

