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Visa Credit Card
Three types of credit cards to fit your life style and budget!
VISA Classic
The VISA CLASSIC card is our basic credit card. It can be used in thousands of locations around the world. It has no cash advance fee, no balance transfer fee and, at this time we are not charging an annual membership fee. When you use your card to purchase tickets for travel by air, train or bus, you automatically get a $250,000.00 Travel Accident Insurance policy at no charge. If you use your card to rent a car, you are automatically enrolled in rental car insurance at no charge to you.
VISA Gold
This card now has more options and benefits for you to choose! CPM will now offer a VISA GOLD card with the option of earning bonus points or earning cash back.
The Rewards2U Bonus Point Program allows you to earn points that you can redeem for gift and travel awards! Simply use your CPM Federal Credit Union Visa Gold Card and start earning points. Bonus Points are reported on your card statements and at www.rewardsnow.com/rewards2upoints.
The Annual Percentage Rate is the Prime Rate plus 7%. The rate is variable and can change quarterly. There is no annual fee, no cash advance fee and no balance transfer fee. When you use your card to purchase tickets for travel by air, train or bus, you automatically get a $500,000.00 Travel Accident Insurance policy at no charge. If you use your card to rent a car, you are automatically enrolled in rental car insurance at no charge to you. Minimum credit line is $3000.00.
Effective December 21, 2009 please be advised the cash rebate program will be discontinued. As of December 22, 2009 your account will be enrolled in the Rewards Bonus Point Program. All rebates earned through December 21, 2009 will be paid in January 2010.
VISA Platinum
CPM Federal introduces its newest Visa card. This card comes with the Rewards2U Bonus Point Program that allows you to earn Bonus Points that can be redeemed for gift and travel awards. It also includes the Concierge Service. This service includes global dining referral and reservations, performance and special events information and reservations, limousine reservations, golf course information and reservations, flower and gift delivery service, 24-hour medical information and more.
The Annual Percentage Rate is Prime Rate plus 5%. The rate is variable and can change quarterly. There is no annual fee, no cash advance fee and, no balance transfer fee. When you use your card to purchase tickets for travel by air, train or bus, you automatically get a $1,000,000.00 Travel Accident Insurance policy at no charge. If you use your card to rent a car, you are automatically enrolled in rental car insurance at no charge to you. The minimum credit line is $5,000.00.
Visa Credit Card (Current as of Nov 16, 2009)
| Description | Fees | APR | Payment |
|---|---|---|---|
| Visa Classic | No Annual Fee | 16.00% | Payment is 2% of balance with minimum of $10.00 |
| Visa Gold with option of Cash Back or Bonus Points Program | No Annual Fee | 7.00% above Prime Rate 10.25%* | Payment is 2% of balance with minimum of $10.00 |
| Visa Platinum with Bonus Points Program | No Annual Fee | 5.00% above Prime Rate 8.25%** | Payment is 2% of balance with minimum of $10.00 |
APR = Annual Percentage Rate
* Rate on Gold Card is a variable rate and changes quarterly.
** Rate on Platinum Card is a variable rate and changes quarterly.
Method for computing the balance for purchases is the Average Daily Balance (including new purchases).
Return check fee is $29.00. Late payment fee is $25
