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Since 1955, CPM Federal Credit Union has provided financial solutions to help our members achieve their lifetime goals. Money may not buy happiness but it can help you have your dream wedding, plan for your growing family and own the home you have always wanted. CPM Federal Credit Union and our enthusiastic and knowledgeable staff are here to make a difference in your financial life.

What is a Credit Union

A credit union is a non-profit financial institution that’s owned by its members. That means a credit union exists only to do what’s right for you, the member/owner—not earn a profit. Why do you care? Lots of reasons.

It means:

• Lower loan rates

• Higher savings rates

• Lower or even no fees for many services

• Friendly staff and personal service

• You get to vote to elect the Board of Directors

• You help your fellow credit union members realize their dreams, too.

How? Because a credit union is a cooperative financial institution—

your savings deposits become another member’s auto loan

• And much more

Joining CPM Federal Is Easy and Simple

Complete a membership card and make a deposit of $25.00 into a regular Savings Account, or you may join by starting payroll deduction so an amount can be automatically deposited each payday (Direct Deposit Authorization form can be found here) into your account if you work for a member company (a full list of member companies is available at each branch). Joining the credit union allows you one share in CPM Federal and this balance must be maintained to keep your membership. Even if your employment changes, or you retire, you can still retain your membership because CPM Federal holds the philosophy of "Once a member, always a member."

Here are five ways to join CPM FCU

1. Work for one of over 400 South Carolina business.

To check to see if your company is in our field of membership, click HERE.

2. Live, work, worship, attend school in Orangeburg or Calhoun County

3. Live, work, worship, attend school or volunteer in an approved area in Charleston County.

4. Be a member of the SC Firefighters' Association

5. Be an immediate family member of a CPM Federal member or live in the

household. Immediate family includes: spouse, parent, grandparent, siblings,

children.

 For a list of branches, click HERE.

NOTICE: The Patriot Act of 2001 obligates all persons seeking to open an account to fully comply with the identity verification requirements of the Bank Secrecy Act, as amended from time to time.